Of course, it's not like you have a stellar track record either, Mr. Nondescript Q. Everyman. Did the housing bubble really burst in 2008 because everyone was too good at paying off debt?
Welcome to the new economy.
Now if only we could do away with those pesky 40-hour-a-week rules... I know! If we got rid of minimum wage, I'd be able to work for less and my boss would give me more hours! #trollpolitics
...because when your hands are up you spin more quickly. Science!