finance

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Horrible But Common Financial Choices People Have Seen

Everyone knows that skipping a morning coffee isn't going to push you into the next tax bracket, but truthfully, there are a few really unwise financial options that people see being made every day. For example, renting a lamp is a bad idea. Getting laid off and then immediately buying a brand new car when you haven't paid off the old one is a bad idea. And if you like having disposable income, getting super into Magic the Gathering is a really bad idea. Some bad financial options make themselves too available, but then there are also everyday scams and sketchy businesses that all we can do is hope to avoid. Here's a tumblr user's scary debt lesson and just for fun, the easiest and stupidest money people made.

stories of bad nut common financial decisions
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Man Tells Wife He'll Open Separate Bank Account Amidst Finance Drama

Marriage brings with it a whole lot of hurdles. You've agreed to share your life with someone, and that oftentimes implies a shared bank account. If there isn't a flow, a mutual understanding between partners over how that money's going to be spend, then a whole lot of drama can end up breaking out. It sounds like this guy's wife is operating on a very different frequency for what she considers to be sound investment opportunities. So, he consulted the moral judges of Reddit's AITA community to see whether or not he'd be in the wrong for choosing to open a separate bank account if her habits don't change. 

Man tells his wife that he'll open separate bank account due to her spending habits.
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Girl Expects 60% Discount On Offerup

It seems as if this world will truly never run out of wildly entitled human beings. We're not sure what compels folks to trouble other people with their unyielding series of irrational demands. This girl certainly needed the wakeup call that she was given. Hopefully it takes. Check out more entitled folks and their wild boldness over here

An entitled girl expects a 60% discount on Offerup.
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Customer Thinks Electronic Payment Works By Putting Paper Checks In Computer

I mean, hey, technology can be more disorienting and generally perplexing for some folks more than others. In this case though, the confusion runs so deep, it's so profound, that it's almost wholesome. It's like how can you be "mad" at someone who legitimately thinks that the way to submit an electronic payment is through putting physical paper checks into their computer? It's impossible. Impossible to be mad at that. For some more gold from the tech support world, check out this lazy manager who got caught lying, and then the employe who ended up getting promoted in the process

A customer thinks that electronic payment works through putting paper checks in the actual computer.
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Guy Reaches Breaking Point With Rent Division Between Roommates

It seems like this guy was being taken advantage of just a bit. Of course the last year has been historically difficult for so many people. There's a balance between being understanding/compassionate and also respecting your self through standing your ground and not letting people walk all over you. Human beings can be terrible when it comes to taking advantage of someone's good graces. By the sound of it, this guy is feeling a bit of regret over having to confront his roommates, but it also sounds like he didn't really have any other choice. 

For some more roommates drama, check out this woman who couldn't stand her roommates, broke the lease agreement, and then dealt with her roommates totally flipping out

Man reaches his breaking point with the rent breakdown between his roommates.
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Bank Tries To Squeeze Dad For Money, Dad Outsmarts Bank

If this were a chess match between the sleazy bank and dad, dad just pulled the checkmate on them. Good for dad for being financially literate. For another spicy tale of pro revenge, check out this story about a man who crank called his friend and ended up being served a fake paternity suit.

Bank tries to squeeze dad for some money, but he knows too much about money | r/ProRevenge Join u/Doujin_Connoiseur 8h Try squeeze my dad his money, tough luck. He knows money. Apologies format because on mobile yada yada yada. Also this is 2nd hand my father and some words or phrasings may be mistranslated background: Back during 1997 Asian financial crisis, Malaysia hit pretty hard, especially small independent banks prime minister at time, Tun Dr Mahathir Mohamad, passed bill save banking eco
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Wife Says Family's Broke, Husband Reminds Her They're Millionaires

Honestly, it's probably best to do what you can to steer clear of those revealing talks about the state of your personal finances around the dinner table. Especially whenever there might be some alcohol involved. There are just certain subjects that have a tendency to set people on edge. In this scenario, we have a couple who ends up being at odds over how they present the state of their financials to the rest of the world. The wife wants to paint a BS picture of them being broke, while the husband is more concerned with people knowing that they're in fact millionaires. Maybe just take a break from sharing all that information, and focus on something else. 

Wife keeps saying that the family is broke, and then the husband reminds her that they're millionaires.
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Drama Breaks Out Between Couple Over Stimulus Check

Those stimmy checks can be a tricky business. A drama broke out between this couple over the newly unemployed boyfriend wanting to go on a near-sighted spending spree with his newfound influx of funds, instead of helping out his partner who is set to be their sole source of income for awhile. The folks in the comments section are in agreement that his approach is just a little bit out of line. 

Drama breaks out between couple over stimulus check.
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Greedy Contractor Doubles Price On Original Order, Petty Revenge Ensues

Man, you've got to love that energy. Sometimes, people let the greediness consume them. If you ever find yourself dealing with someone who is clearly blinded by greed, it really just falls on you to consider providing them the potentially helpful, yet brutal wakeup call that they glaringly need. Suffice to say, this independent contractor got the reality check he needed. 

An independent contractor gets too happy with their monopoly, and then an HOA petty revenge ensues.
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Boyfriend Makes Irrational Purchase, Expects Reduction In Bills

Man oh man, the entitlement is out in full form in this scenario. We have a boyfriend who expects to be able to pay less on bills just because he proceeded to make an irrational purchase. Well, it seems as if a wakeup call was in order for this guy. The moral judges of Reddit's AITA community were in collective agreement that the boyfriend was out of line. 

Boyfriend makes an irrational purchase and then expects to be able to pay less on his bills.
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Guy Hides Inheritance Money From Girlfriend

This guy asked the people of Reddit whether or not he was in the wrong for hiding his inheritance money from his girlfriend and her family. The tough part about this particular predicament is that they had a kid together. A fair number of people are suggesting that the guy should try to be transparent when it comes to those finances. 

Guy decides to hide his inheritance from his girlfriend and her family | AITA hiding 135k just inherited my girlfriend and her family? Context: My girlfriend(22) and 23) just had our first child few months ago pregnancy wildly unplanned as am graduate school and neither us were ever interested children
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Tumblr User's Weird Debt Notice Is Scary Money Lesson

We've all gotten stupid scam calls about something being wrong with your bank account, and there are tons of scams people still fall for. This however, is something in between a lie and the truth. This person got a legit notice from someone who bought a small amount of forgotten debt and wanted them to basically reactivate it with some shadowy wording. Weird. 

tumblr user gets strange debt letter | cherryseltzer just got super predatory debt collection letter 113 debt citizens bank, who had an account with 16 (20 years ago letter appeared be an offer cancel debt if paid them $22.75. HOWEVER actual wording is amount debt is $113.77 and will accept $22.75 so, no MENTION canceling debt, but implication is there because many collectors current debt offer settle percentage.
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Woman Shows Up To Pay Deposit Day Before Wedding

Well, it sounds like that wedding was destined to be a grand success. Anyone who is showing up to pay a deposit for their wedding the day before the actual wedding clearly has a whole lot going on underneath the surface. Maybe she could've had some sort of wiggle room if she hadn't insisted on making up something about a website existing. If you're looking for more juicy wedding drama, check out the most entitled bridezillas of 2020

Woman shows up to pay deposit the day before her actual wedding. | r/TalesFromTheFrontDesk Join u/leamornor 1y Women turns up pay her wedding don't have diary. Her wedding is tomorrow. Medium large part my job is answering phones and dealing with people who want hire our large function room our town our room is one very few places available hold wedding receptions, birthday parties etc.
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Woman Takes Revenge On Evil Bank

This bank just refused to be considerate and treat a human being going through a profoundly hard time, with a bit of humanity. No, instead it all boiled down to playing everything strictly by the book, even when playing it by the book was devoid of logic altogether. Fortunately, she was able to take her revenge eventually, to the tune of a five figure sum of money. Check out some more juicy pro revenge drama with this story about a scummy collection agency messing with a guy's credit score.

Woman ends up taking a pro revenge on an evil bank | No changes can be made without account holder Malicious Complaince thought this belonged here and power-tripping mod over there decided remove original post after breaking his own commenting rules and getting called out recent story reminded this act malicious compliance by family member. This family member's spouse passed involved an accident left them critically injured. They were ICU months and would face permanent disability upon
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A Millennial's Rant About State Of The World

Every now and again a millennial breaks out a fiery rant about how much the economy has changed, and the overarching state of the world now vs. how it used to be. Sometimes these rants are triggered by the baby boomers of the world. For some lighter Millennial-themed content check out this post where millennials pretend to be baby boomers in a Facebook group.

A British millennial's rant about how much the economy has changed | MILLENNIAL RANT, BE WARNED 1982 average weekly wage 157 With average rent being £11.50 Rent vs income 7.32% Today, average weekly wage £504 With average rent being £868 Rent vs income 43% This being mostly down destruction social housing 1980s and ever increasing private housing sector. But 's not my gripe today (which its self is infuriating My issue is average price is standard 2 bed flat increases hugely if want another
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Extremely Bad Financial Decisions Clients Made

For most of us, it would seem like having a lot of money would be easy. As long as you don't spend it all on chocolate fountains and solid gold cars, you'll be fine. But for some reason, some people have a really hard time stopping themselves from making extremely ill advised investments. Whatever the bad decision, financial professionals have to hear about all of this disappointing behavior. For some other money shenanigans, here's wealthy people being extremely out of touch.

Stories of terrible financial decisions | vwh808 1.1k points 18 hours ago S 1 client who joined an MLM and racked up half million dollars worth losses before finally listening us and quitting. 2 client who spent $40k on Farmville over 3 months. 3 clients who give their adult children allowances exceed my salary, fancy cars, and houses without expecting them ever hold down job themselves.
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