If you can help it, never move into a neighborhood that is home to an HOA. The name of an HOA, or Home Owner's Association, implies that it's a board that'll make sound decisions for the homeowners of an area. But in practice, that's so far from the truth. In reality, HOAs are run by a few people who make sweeping decisions for an entire area, and are often more focused on keeping control over people's homes and charging massive fines to line their own pockets. They're able to do things like ch…