From the Reddit submitter:
I set up continental breakfast in a hotel where guests constantly set croissants on fire in the toaster... My boss put this up in our kitchen after I suggested we have a class on how to use a toaster (I'm Brendan).
Think about it: no traffic, no guard rails, no shoulder, plenty of visibility. Seriously, how are you both so dumb that you get into an accident in these kinds of conditions?
"Hello, Farmers Insurance? I've had an accident... can you give me a quick quote for repairs?"
We will mend the damage with spackle and puns.