accident

I'd love to say, but y'know, I've places to be and... uhh... things to do... yeah... WELLOKBYETHEN!!!

From the Reddit submitter:

I set up continental breakfast in a hotel where guests constantly set croissants on fire in the toaster... My boss put this up in our kitchen after I suggested we have a class on how to use a toaster (I'm Brendan).

"Hello, Farmers Insurance? I've had an accident... can you give me a quick quote for repairs?"

We will mend the damage with spackle and puns.