Let's face it: paying rent stinks. It's like setting a pile of money on fire every week just for the privilege of surviving and oddly reminiscent of paying mob dues. You have virtually no rights to the home, along with virtually no guarantees, and in a lot of places, you can basically be asked to leave or pay more arbitrarily at virtually any point. Still, if you're fortunate enough to have a place of your own, you'll come to find that you're basically still just renting from the bank anyway, p…