We've all heard nightmarish tales of exorbitant health insurance bills. Usually, patients don't come out on top, but in rare cases, regular folks like you and I can stick it to the big man up in the insurance towers. All it takes is a big lawyer voice, a little patience on the phone, and a pair of hefty stones.

Nextdoor is a place where Karens and Kevins can be truly free. Since it's essentially a zip-code mitigated version of Twitter, most users are only here for a handful of reasons: their pet is missing, informal noise complaints, unofficial vigilante work, and the occasional good ol' fashioned neighborly grift. If you're not scamming your neighbors on Nextdoor, can you even call yourself a real grifter?

There's nothing more cringey than that sinking feeling in your gut when you hear restaurant waitstaff emerging from the kitchen with a sparkling dessert in hand and a birthday song on their lips. For some, even when it's not even their birthday, this public hooplah sends them into a fight-or-flight response.