Do you know a nepo-baby? The term was coined very recently, but “nepotism” has been around since the dawn of material riches. If you didn't know, it's when someone already in power favors someone they know, say a family member, friend, or whatever, and provides them with things like a job. Basically, it means you need money to make money. And I mean a lot of it… To add insult to injury, most nepo-babies will deny being one. They will claim they just worked harder than anyone else and made their…