Insurance companies like to convince us how much we ‘need them', promising us a path to the land of milk and honey. The time comes to reap some of those benefits they assured were ours, and then voila, they ghost us, lie to us, or tell us that we are not entitled to said benefits. Sigh, tsk, tsk, cough. Why must we always fight tooth and nail for what is rightfully ours? What are we even paying them for if they end up being no help? One person took to Reddit, r/maliciouscompliance, explaining h…