Imagine paying a premium to work your way into this crazy housing market, purchasing a house from someone who paid a quarter of that amount for it 15 years ago. You're probably still going to be coming to grips with the weight of your new mortgage when you're confronted by your new neighbor, a “lifetime” resident, who regards you with disdain because, for one reason or another, they don't think you're worthy of replacing their longtime neighbors whom they had grown fond of. The reality is that…