Health insurance can be expensive. While many of us have spent at least a short stint of our lives wondering how we're going to pay for healthcare, it's usually not in our first few months on earth. However, if you're the lucky baby in our next story, you have nothing to worry about because Big Mama discovered a nifty health insurance loophole.

We've all heard nightmarish tales of exorbitant health insurance bills. Usually, patients don't come out on top, but in rare cases, regular folks like you and I can stick it to the big man up in the insurance towers. All it takes is a big lawyer voice, a little patience on the phone, and a pair of hefty stones.

Anyone who's urgently ordered an Uber while they're going into anaphylactic shock can attest that it's not an ideal situation to have to call an ambulance. For some, the ambulance is just too dang expensive and I certainly can't blame them! Unless you're hopping in an emergency vehicle that's covered by your insurance, it's possible that you'd be better off calling a Lyft.