One of the great things about playing role-playing games—apart from the suspense of disbelief—is taking massive, audacious risks and watching them pay off in real time. This is both thrilling and rewarding, as there's really no real-life risk involved. However, it would be foolish to think that just because there's no real-life risk in the game, you can translate your character's behavior into real life. Basically, just because you're roleplaying as a charismatic womanizing bard doesn't give yo…