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“Tell them to sod off," quipped one person who was thrilled at this homeowner's HOA workaround . When you picture your dream home, maybe you imagine a big lawn for your kids to run around in. Maybe you envision a wrap-around porch where you and your friends can sip lemonade in the summer. Perhaps you dream of a home where you can decorate it in any color or style: your imagination is the limit. Well, you can forget most of your housing dreams the moment you move into any neighborhood run by an…