For better or for worse, everyone has had that passing thought about what they would do first if they won the lottery. Ok, maybe nepo babies aside, everyone else has considered this possibility. Would you do something practical like paying off student loans or getting a financial advisor to figure out how to manage all this money? Or would you do something completely shallow like go on an immediate shopping spree? Personally, I would do both at once. Heck, if I won the lottery, why can't I be a…