Have you ever been on a boat? The wind whips through your hair, the sun shines on your neck, and it seems like all of your woes get left on the dock. That's why boating is such a dang expensive hobby– it's phenomenally pleasant! So if you're a boat enthusiast, it's probable that your boat is not only your fiberglass first-born baby, but also a deep, endless money-pit… which is why boaters always have the best insurance.

There's no coming back from that one.